Welcome to our monthly feature Learn With A Lender with Austin Clarence.

In this episode, Austin discusses what the recent drop in 30‑year fixed rates below 6% really means for buyers. Austin describes how to use the new FHA loan limit as a pricing strategy, and why non-QM and DSCR loans are game-changers for self‑employed buyers and investors. Last, Austin also shares his concept of “ghost buyers”, people who could qualify but don’t realize it, and gives agents practical ways to turn this hidden group into closed deals.

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Austin Clarence can be reached at +1 650-906-2376 and aclarence@nexalending.com

This episode is brought to you by Real Geeks and Courted.io.

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